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The Chesser Mortgage Group is
conveniently located in the heart of Downtown Los Angeles. We are
close to and knowledgeable about all the latest condo, loft,
conversion, and development sites located within the city.
Providing world-class customer
service is nothing new to us. Over 90% of our business in our
Downtown L.A. office is from repeat customers and their referrals.
We don’t just get the job done, we get the job done right. That
means going out of our way to satisfy our client’s needs, taking the
time to educate our clients on all options available, locating the
best terms available for each client’s unique profile, being
available when and where our client is, and always making our
client’s best interests our top priority.
Because we are a mortgage broker,
as opposed to a single lender, one application to the Chesser
Mortgage Group will give buyers access to many different lenders and
100’s of loan programs. Another advantage of working with us as a
mortgage broker instead of going directly to one lender is our
access to wholesale rates. Interest rates vary from lender to lender
and each lender’s rates change daily as they shuffle between being a
market leader and a market follower. Whereas a single lender would
only have access to the loan products available from that lender, we
have relationships with all the major lenders and have access to
each of these lender’s rates and products. We create value for
buyers by searching all lenders’ rates to obtain the best rate and
terms available for buyers on any given day. This benefit combined
with our competitive margins increases your buying power and saves
you time and money.
Having access to the loan products
and lending criteria offered by an assortment of lending partners
gives the Chesser Mortgage Group greater flexibility and
dramatically increases the chances of obtaining a loan approval for
transactions that present unique challenges. Whether the issue is
low credit scores, a bankruptcy, undocumented income, limited
assets, or other unforeseen issues, the Chesser Mortgage Group has
niche lenders with the product selection to fit your unique needs.
We are able to match each specific borrower’s profile with the
lender that offers the best available pricing for their unique
transaction. These distinctions are critical and are the reasons
that over 75% of all residential loans in California are funded
through mortgage brokers.
The list of loan products available
is extensive. Simply put, if it is available we have access to it.
The Chesser Mortgage Group is an approved broker with over 80
different lenders including all of the major national institutional
lenders and mortgage bankers. These include Chase Manhattan, IndyMac
Bank, Wells Fargo, Bank of America, CitiMortgage, Countrywide,
ABN-AMRO, Washington Mutual and many more. Here is a sample of the
loan products available:
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Fixed with either 30 year, 20
year, or 15 year amortization
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Fixed-Step 3-1, 5-1, 7-1 and 10-1
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Interest Only
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Adjustable Rate Mortgages,
including pay option ARM’s
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Conforming
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Jumbo and Super Jumbo
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Easy Qualifier Loans
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Minimum down payments without
mortgage insurance
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Home Equity Lines of Credit
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1st Time Home Buyer Programs
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Relocation Programs
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Special Teacher, Law Enforcement,
Fire and Medical Programs
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Sub Prime
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Long-term Rate Locks are available
on many of these programs
The Chesser Mortgage Group is
committed to being your lending partner and to assisting you in
anyway possible in the purchase of your loft or condominium. Please
do not hesitate to call we are always available to assist you with
your real estate financing needs.
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